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Financing Tobacco Growers in Some Selected Areas

M. I. A. Mia
Department of Cooperation and Marketing Bangladesh Agricultural University, Mymensingh.

M. M. Rahman
Department of Cooperation and Marketing Bangladesh Agricultural University, Mymensingh.

Abstract/ Executive Summary:

This study estimated the volume of credit obtained by selected tobacco growers from various inStitutional and non-institutional sources. The study revealed that the credit obtained from institutional sources did not cover the total need of the tobacco growers. As a result, they had to depend to a large extent upon the rural money lending sources. Utilization of all loans was not proper and repayment also not satisfactory. Increased tobacco growing and check ing of dependence upon rural money lenders were suggested to be ensured by supplying sufficient institutional loan.

Keywords: Tobacco Loan, Capital expenditure.

Location: Amjhupi Union of Meherpur and Talbaria Union of Kushtia district

Start Date: 00-07-1936

End Date: 00-09-1936

Program Area: Socio-economic and Policy

Commodity: Tobacco

Objectives:

To look in to the structure of finance for the tobacco growers for suggesting necessary measures for improving tobacco cultivation.

Methodology:

The areas of this study were Amjhupi Union of Meherpur and Talbaria Union of Kusht ia districts. A list of 100 to bacco growers having more than 0.30 acre of land from each union were se lected as respondents. Data from them were conducted by using a pretested interview schedule in a face to face situation during Jury to September, 1936. The collected data were edited and analysed.

Source of Information: Bangladesh J. Agril. Sci. 19 (2): 155-160 July, 1992

Article Link (Online Journal):

Funding Source:

Total Budget (Tk.) :

Achievement/Findings:

Data provided the information that average size of the tobacco growers was 7.57 members headed by 42% of illiterate males. About 39% of the family heads had education up to secondary revel. The r.est had education above secondary IeveI. It is found that the tobacco growers were economica lly better off than others in the locality. This was evidenced by the fact that 54% of the growers had annual income in the range of Taka 20,000 to 60,000. Only about 17% had in come about Taka 20,000. About 28% of the farrQers had income more than Taka 60,000. The farmers of Amjhupi Union possessed on an average 8.50 acres of land while those of Talbaria Union possessed about 4 acres. In both the areas most of the land was possessed by the large farmers who cultivated onfy 47 to 56% of their po ssessed land.

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