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Pond Fish Culture and Needs for Credit: a Study in Selected Areas of Tangail District

M. A. Rahman
Department of Agricultural Finance, Bangladesh Agricultural University, Mymensingh-2202

F. Ahmed
Department of Agricultural Finance, Bangladesh Agricultural University, Mymensingh-2202

M. A. Khan
Ministry of Fisheries and Livestock, Bangladesh,

M. S. Islam
Department of Agricultural Finance, Bangladesh Agricultural University, Mymensingh-2202

Abstract/ Executive Summary:

This study examines the cost, returns, profitability of pond fish farm, requirements, adequacy, sources and utilization patterns of credit and problems associated with pond fish farming in Madhupur Upazila of Tangail district. A total of 60 farmers with small traditional types of ponds were randomly selected for this study. Both description and econometric analysis were used. Human labour was the most important and one of the largest inputs used for pond fish production. The average per acre human labour cost, fingerlings cost, feed cost, chemical fertilizers cost, manure cost, and lime cost were Tk. 9345, Tk. 18506, Tk.10476, Tk.3759, Tk. 329, and Tk.1605, respectively. Pond rental value was calculated at Tk. 11537 per acre for one year which shared 26.42 percent of total costs of pond fish production. Gross return was Tk. 70928 per acre. Gross margin and net return of the pond fish farm were Tk.38118 and Tk. 24081 per acre respectively. The BCR was 1.514. Out of 60 farmers, only 11 farmers received loans from different sources and 86.67 percent of applied amount received. About 83 percent of the loan used for operating expenditure of farming and rest 17 percent loan used for non-farm expenditure. There were some problems in fish farming, such as insufficient water, high feed cost etc. Government needs to provide subsidized feed, technical supports and credit facilities for the small scale fish farmers.

Keywords: Pond fish farming, Cost and Return, Profitability, Credit

Location: Tangail

Start Date: 00-00-0000

End Date: 00-00-0000

Program Area: Socio-economic and Policy

Non-commodity: Credit

Objectives:

(i) To identify the socioeconomic characteristics of the sample respondents;

(ii) To estimate the cost, returns and profitability of pond fish culture in the study area;

(iii) To assess the requirements, adequacy, sources and utilization patterns of credit; and

(iv) To identify the nature of problems associated with pond fish culture.

Methodology:

A sample of 60 pond fish farmers were selected randomly from Laufula, Bondarail, Chaparkona, Arailbari, Aralia, Gopath, Gaingair, Sivrambari, Kalamajee village under Madhupur Upazila of Tangail District. Primary data were collected from respondents through a sample survey with the help of a structured and pre-tested interview schedule. Focus group discussion and observation techniques were also used to get relevant information. The data and information were collected during the period from September to December 2012. A stratified random sampling technique was followed in this study. Simple statistical techniques such as percentage and arithmetic mean or average were employed to analyze the data. Activity budgets were calculated.

Source of Information: J. Bangladesh Agril. Univ. 13(1): 117–124, 2015 ISSN 1810-3030

Article Link (Online Journal):

Funding Source:

Total Budget (Tk.) :

Achievement/Findings:

Fisheries are an extensive economic activity in Bangladesh. Fish constitutes a common item of the diet of the population and a major source of protein supply. The bulk of the fish catches comes from inland fishery resources of which ponds constitute an important source. In most of the ponds, fish culture is practiced mostly by traditional ways. The government of Bangladesh is disbursing a considerable amount of credit each year for development of pond fish culture through proper management. The cereal crops can satisfy hunger temporarily, but can hardly fulfill the nutritional requirements which are most essential for human body. But the present level of animal protein production in Bangladesh fails to satisfy the demand of increasing population. For increasing the production of fish, it is obvious that number of fish must be increased. Credit can play important roles of pond fish farming but all farmers were not interested to borrow money from different financial institutions. There were some problems in the study area in pond fish farming, such as insufficient water, diseases, theft, high feed cost etc. Most of the producers face these problems. Therefore the findings suggested that in order to increase area under culture fish as well as its more rapid expansion the above problems should be solved as far as possible.

Knowledge Management: Journal